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Recreational Vehicle Insurance:
Your Home and Road Protected

For many in Florida, an RV, motorhome, or travel trailer is more than just a vehicle, it’s a home, a getaway, and a significant investment. Standard auto insurance is insufficient because it fails to cover the unique exposures of a mobile dwelling, especially when considering personal belongings and the possibility of full-time residence.

New Path Insurance offers specialized recreational vehicle insurance policies that combine the protection of auto insurance (for driving) with key elements of homeowners insurance (for living). Whether you are a weekend warrior, a seasonal snowbird, or a full-time RVer, we provide customized, comprehensive coverage that protects you across the entire country.

Comprehensive RV Insurance in Miami - Newpathins - Freepik

Essential Coverages for Your Life on the Road

Physical Damage Coverage (Collision and Comprehensive)

Similar to car insurance, this covers damage to your RV from accidents (Collision) or from non-collision events (Comprehensive) like theft, vandalism, fire, or severe Florida weather. This coverage is essential for repairing or replacing your valuable RV asset.

Liability Protection

This is crucial when your RV is being driven and when it is parked. It protects you financially if you are at fault in an accident, covering property damage and bodily injury claims made by others. Our policies ensure your legal costs and settlement expenses are covered, whether the incident happens on I-95 or at a campground.

Campsite and Vacation Liability

When your RV is parked and being used as a temporary residence, this coverage acts like personal liability on a homeowner’s policy. It provides protection against non-auto-related liability claims, such as someone slipping and falling while visiting your RV at a campsite.

Personal Belongings and Contents Coverage

Standard auto policies rarely cover the contents of your RV. Our specialized Recreational Vehicle Insurance protects your personal items inside the motorhome, including clothing, electronics, camping gear, and appliances against theft or damage, up to the limits you select. Your personal items are protected, no matter how far you roam.

Roadside Assistance and Emergency Expenses

Breakdowns are inevitable. This valuable add-on covers the cost of emergency roadside assistance, towing to the nearest repair shop, and necessary expenses like temporary lodging or transportation if your RV is disabled far from home.

Secure your mobile lifestyle with the right Recreational Vehicle Insurance. Get a free quote tailored to your road-trip needs from New Path Insurance today.

Get Your Free Recreational Vehicle Insurance Quote

    Additional services from New Path Insurance

    Pet Insurance

    Jewelry Insurance

    Liability Insurance

    Tenant Insurance

    Life Insurance

    Health Insurance

    Flood Insurance

    RV Insurance

    Boat Insurance

    Car Insurance

    Condo Insurance

    Landlord Insurance

    Commercial Property Insurance

    Motorcycle Insurance

    Homeowners Insurance

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